By Jonathan Gardner

Helping Homeowners? What the Major Parties Are Promising? As the UK heads to the polls today, homeowners with mortgages are keenly watching to see what the major political parties have to offer in terms of support. Mortgage stress and the challenges of homeownership are significant issues and each party has laid out plans to address […]

Has Brexit affected the UK housing market? Brexit has undeniably impacted the UK housing market, with both immediate and long-term effects that are important for homeowners, especially those at risk of repossession. Initially, predictions around Brexit were dire, forecasting significant drops in house prices and a potential crash in the housing market. However, the actual

Need to sell your home quickly? What options do you have? Many homeowners find themselves grappling with the daunting reality of mortgage arrears. When the threat of repossession looms large, the pressure to sell a home quickly can become overwhelming. Understanding why and how to quicken this process is important for those seeking to minimise

Finding solutions during the home repossession process.  The journey through home repossession can feel overwhelming and hopeless at times. However, it’s important to understand that no matter where you are in the repossession process, it’s never too late to find a solution. With the right guidance and approach, there are various strategies and options available

UK banks cutting mortgage rates? In news today, major UK banks have started lowering their mortgage interest rates, offering some much-needed relief to homeowners and potential buyers. This move comes as a response to the economic pressures and the high cost of living, which have made it challenging for many to keep up with their

How long does it take for us to feel the benefits of a rate cut from the Bank of England? When the Bank of England finally decides to bring down the lending rate, it will have significant implications for mortgage interest rates and the broader economy. This move is generally seen as a way to

What is the future of the housing market in the UK? If you look towards the next decade, the UK housing market is poised for significant changes, influenced by a confluence of demographic shifts, economic factors and evolving social trends. Here, we explore the expert predictions, demographic data, and economic forecasts that paint a picture

Understanding the role of mortgage brokers in preventing home repossession. Mortgage brokers are like matchmakers in the financial world, working tirelessly to connect homeowners with the best possible loan options. When facing the stress of potential home repossession, a mortgage broker can be an invaluable ally. Their primary job is to act as an intermediary

Embracing Technology: How innovations are transforming the mortgage experience for homeowners. Technological advancements have made a significant impact on many aspects of our lives and the mortgage industry is no exception. If you’re a homeowner or looking to buy a home, you’ll find that recent innovations can make the mortgage process smoother, more transparent and

Does your lender subscribe to the UK Mortgage Charter? Recent data from UK Finance gives the impression that before the general election many mortgages would have expired before the nation votes on the 4th July. If you’re one of the many struggling to meet mortgage payments, understanding the charter’s provisions could be a game-changer. But