Signs your house will sell fast! When it comes to selling your house, the dream scenario is always a quick and smooth sale. But how can you tell if your home is likely to fly off the market? There are several signs that might indicate a speedy sale, and knowing these can help you set […]
Signs your house will sell fast! Read More »
Can you remortgage early? When facing the threat of mortgage arrears, stress levels can be high and it’s not a good place to be in. One potential strategy that might offer a lifeline is remortgaging early. But can you remortgage early? The answer is yes, but there are several factors to consider and it may
Can you remortgage early? Read More »
Selling your home as a last resort. If you’re finding yourself in mortgage arrears, selling your home can feel like a daunting last resort. However, there are many reasons why it might become a necessary consideration and it might help to understand when and why selling might be the right step for you. First, let’s
Selling your home as a last resort. Read More »
How can I manage my personal finances better? Managing your personal finances better is all about understanding your financial situation, setting clear goals and making informed decisions. Start by creating a detailed budget that tracks all your income and expenses. This will help you see where your money is going and identify areas where you
How can I manage my personal finances better? Read More »
Struggling to pay your mortgage? When your mortgage payments start falling into arrears, it’s natural to feel a bit panicked, but the good news is that negotiating with your mortgage lender can often provide a path out of the stress. The first thing to remember is to communicate early and openly. Your lender can’t help
Struggling to pay your mortgage? Read More »
What is the current average monthly mortgage payment in the UK? The average monthly mortgage payment in the UK has seen quite a bit of variation depending on a few key factors such as the interest rates, deposit size and the specific region. As of early 2024, the average monthly payment is around £1,441.36 for
What is the current average monthly mortgage payment in the UK? Read More »
What does it mean if you have negative equity? Negative equity in home ownership is a topic that can be quite daunting, but you break it down, it can be easy to understand. When you buy a house, over time you pay down your mortgage while hopefully the value of your home increases. This increase
What does it mean if you have negative equity? Read More »
Are you a mortgage prisoner? A “mortgage prisoner” is someone who, despite being up-to-date with their mortgage payments, finds themselves unable to switch to a new, more affordable mortgage deal. This situation typically arises due to stricter lending criteria introduced after the 2008 financial crisis. Before the crisis, mortgage lending was much more lenient, with
Are you a mortgage prisoner? Read More »
Have you held on as long as you can with your mortgage? In the current UK housing market, an increasing number of homeowners with mortgages are reaching a critical decision point. Many have held on as long as they could, but the ongoing financial pressures, including high mortgage rates and the cost of living crisis,
Have you held on as long as you can with your mortgage? Read More »
Can I ask my mortgage company to remove late payments? If you’re dealing with the stress of a late mortgage payment and wondering whether you can ask your mortgage company to remove it from your credit report, the answer is subtle. Here’s a friendly guide to help you navigate this situation. First, it’s important to
Can I ask my mortgage company to remove late payments? Read More »
