Worry

What are your costs of going to court for a repossession hearing? Falling behind on your mortgage payments is one thing, but having to face a court hearing which may result in you losing your home is on another scale, not to mention the costs of going to court. I had a look into this […]

Have you ever had to use the services of a debt help organisation? Financial hurdles can be a common experience these days, especially with rises in the current cost of living and inflation. Whether it’s grappling with debt, managing mortgage arrears, or seeking advice on financial planning, the right guidance is so important!  Thankfully, there

Can your credit score bounce back following a home repossession? Home repossession can feel like a financial and emotional low point in your life, but it’s important to remember that it’s also a point from which you can rebuild. For many, a key part of the rebuilding process is improving your credit score. In the

How quickly can your house be repossessed? The fear of potentially losing your home when facing a repossession order can leave you at your wits end, but there is a process that has to be followed and depending on your situation, the timeline on how quickly your home can be taken back by your lender

Are debt management plans that hard to put together? For those in mortgage arrears, managing debt can be overwhelming. Amidst this, Debt Management Plans (DMPs) can offer a structured way to get through the financial uncertainty that being in debt can cause. But what exactly is a DMP, and where can you find the best

Stress, anxiety from mortgage arrears? There is a way out!! I recently received an inquiry from a homeowner who was in arrears with her mortgage and had been for sometime. I could sense in her voice that an emotional toll was present and the only reason she had reached out to us was because of