Civil Legal Advice
According to gov.uk, when facing repossession of any kind, you may be able to postpone or even stop the process by getting advice from Civil Legal Advice. You may also be eligible for legal aid which can help pay for the advice.
Civil Legal Advice (CLA) is a service in England and Wales that provides free legal advice and assistance to individuals who are facing civil legal problems, such as house repossession, family issues, or employment disputes. The service is provided by the Legal Aid Agency, which is a government agency that provides legal aid to people who cannot afford to pay for legal advice and representation.
To access CLA, individuals can call the helpline or use the online web-chat service to speak to a trained adviser who will provide them with initial legal advice and guidance. If necessary, the adviser may refer the individual to a specialist legal service provider who can provide more in-depth legal assistance.
CLA is available to individuals who meet certain eligibility criteria and is designed to help people who are in need of legal assistance but who cannot afford to pay for it themselves.